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Comments
I think Shirley Williams was right to point out that giving tax credits to the low-paid (formerly 10% band) does not help them as too many get fazed by the forms.
My daughter is just expecting their first baby but is frightened of claiming child tax credits as she knows too many people who've been wrongly assessed and had to pay back money they've already spent.
She still has an outstanding student loan. Will the Government ensure that the private sector does not increase the rate of interest payable or demand faster repayment?