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The scam we uncovered on this week's Watchdog (27 October 2008) is as ingenious as it is insidious. Fleecing flat-hunters though is merely the latest version of a very old tune promising something over the rainbow, and, all too frequently, that yellow brick road wends its way back to Nigeria. Why? I'll try and answer that in a minute.

But right now let's look again at the classic 'Nigerian Email', scam as it's called.

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The credit crunch is upon us - and don't we know it. Everywhere you turn there are gloomy reports of economic meltdown and financial crisis, and those two little words - credit crunch - have become a catch-all for everything that's hitting our pockets. But beyond all the headlines, how is the global financial turmoil affecting you, your family and your wallet?

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It has been an exciting week here at Watchdog - we moved into our new office, which you'll be able to see in the first programme of our new series, on Monday 13 October. We'll be publishing all the video reports from the programme here on the website each week after they go out live on TV - and now as well as watching the reports online, you can comment on them too. So look out for them on our homepage after the show and share your stories. Maybe you've had a similar experience as the people in our films - or quite the opposite. Or perhaps you can offer other site users advice. Whichever, we want to know your experiences.

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