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Do first time buyers need financial help to get them on the housing ladder?

Communities Minister Stewart Maxwell is launching a 拢24 million shared equity package which will allow people to buy a majority share in a property, with housing associations funding the balance. Do you live in one of the so-called 'property hot spots'? Just how difficult is it to buy your first home? And is the market the answer? Would more social housing be a better solution?

Gary Robertson takes your calls, texts and emails.