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This lunchtime the Bank of England will decide whether to change interest rates. It comes as economists continue to argue whether we're on the brink of recession. But how bad is it really? Are we in danger of talking ourselves into a recession, or is it a reality? Is your family or business feeling the pinch?

Plus: Is a hike in road tax necessary to tackle climate change?

This morning the government revealed an estimated 9m motorists will have to pay more road tax. Is that, as the government claims, a sensible move to tackle climate change, or yet another punitive money grab to boost the Treasury's coffers?

Graham Stewart takes your calls, texts and emails.