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The team tests whether Chip and PIN is really as secure as the banks claim. They meet a woman who lost 16,000 pounds to fraudsters - but whose bank just did not believe her. Plus, the pricing antics of Britain's best-loved comic, more invaluable advice from the experts at the Rip Off Britain pop-up shop, and the family devastated to discover that the small print in their insurance meant they did not have the protection they thought.