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On Money Box with Paul Lewis:

Twenty firms are queuing up to join the challenge to the big High Street banks. Some names you may not even have heard of before like Charter Savings Bank. Money Box looks at the current crop of challenger banks and outlines how they are trying to attract our custom. Anna Bowes from Savings Champion joins the programme.

With all the talk of the pension freedoms coming into force on April 6th, there are six million people excluded as they have already used their pension savings to buy an annuity. There's been much speculation this week that there may be an announcement in the Budget on Wednesday that might allow annuity holders to sell them for cash. Pensions minister Steve Webb and Chris Noon from Hymans Robertson speak to the programme.

The City Regulator, the FCA, has issued a warning about complex investments called structured products. It's ordered a fresh clampdown on the marketing of structured products after research found customers do not understand them and overestimate the return they'll get. Ian Head, Fund Management and financial services consumer specialist Dominic Lindlay debate the issues.