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What do you need to know about student money? Whether you're concerned about fees or in need of loans, grants and bursaries, Ruth Alexander and guests will be ready to help. Call 03700 100 444 from 1pm to 3.30pm on Wednesday with questions or e-mail moneybox@bbc.co.uk now.

If you're hoping to start university in the autumn you'll need to apply for financial support now if you want your money to arrive at the start of term. So what can you claim, how are you assessed and what information will you need to provide?

How much will you have to pay for tuition fees, accommodation and basic living costs? The National Union of Students estimate that the difference between potential student income and expenditure can be up to 拢8,000 per year, so it's important to look at all sources of financial help.

What's the position if you're a parent or a mature student?

Perhaps you're considering a postgraduate course? A new postgraduate loan system is being consulted on at the moment.

What happens if your financial circumstances change while you are studying?

Whether you're a new or returning student, or perhaps a supporting family member, our team can explain how it works. Waiting to answer your questions will be:

David Malcolm, National Union of Students.
Phil Davis, National Association of Student Money Advisers.
Lorna Caldwell, Student Awards Agency for Scotland.

Call 03700 100 444 from 1pm to 3.30pm on Wednesday or e-mail moneybox@bbc.co.uk now. Standard geographic call charges apply.