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From April 2016 buy-to-let landlords and people buying second homes will have to pay more in stamp duty. In England and Wales they will have to pay a 3% surcharge on each stamp duty band. For an average Buy-to-Let property of 拢184,000, buyers will need to pay 拢5.5k more which is an increase of 468%. Does this dampen the allure of buy-to-let?

Also in Wednesday's Autumn Statement the chancellor announced a freezing of the earnings threshold at which student loan repayments begin. Critics say this will mean student loan repayments will increase by 拢3,000 and hit disadvantaged students hardest. Will these changes deter young people from going to university?

Barclays bank has just been fined more than 拢72m by the Financial Conduct Authority for failing to properly carry out anti-money laundering and financial crime checks on a major transaction dubbed by the regulators as an 'elephant deal'. Banks have substantial responsibilities in the fight against financial crime so why did Barclays apply a lower level of due diligence than its policies require for other business relationships of a lower risk profile?

Presenter: Paul Lewis
Producer: Alex Lewis
Editor: Andrew Smith.