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Adam Shaw and guests discuss: Why don't house prices fall if they are unaffordable for many people? Prices are now over six times an average salary, making it difficult for young buyers to save a high enough deposit to get onto the housing ladder. Yet the picture is mixed. In some areas of Scotland and the North East of England house prices have actually fallen over the past year. Yet affordability is still an issue throughout the UK, experts say. What keeps the price of buying a property so high? Is it a lack of supply with not enough houses being built in the UK, the increase of amateur landlords, more foreign investors, or ironically cheap mortgages? Contact the programmes with your experiences and questions.

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