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It has now been a month since Universal Credit was introduced in Limavady and it has reached Ballymoney and is due to move across Northern Ireland over the next ten months. According to the government it has been designed to simplify benefits from six into one and make work pay. However, the experience in England has set alarm bells ringing - the length of the waiting time from when you can claim until you can get the money and there are many stories of people getting further into debt. Spokespersons from both the Law Centre NI and Belfast Citizens Advice will be live in studio to discuss Universal Credit becoming a potential universal problem.

Also, Linda visited the Belfast Citizen Advice offices this week to speak to volunteers - with Universal Credit looming they need to recruit more volunteers now. Linda asks what motivates people to volunteer, and what the volunteer will get out of it. We hear from Carol who has been a volunteer with them for just 18 months.and Margaret, who's been volunteering for 25 years.

And we hear from Roy, who hasn't been able to get out of the house since January because despite having the medical forms, he is still waiting to get his driving licence renewed so he can get back behind the wheel and regain his independence.