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In Devon we meet Sue who runs the Garden Shop. Faced with an extended retirement age working at a school, she decided it was time for a career change and swapped pupils for plants. She bought a local garden centre with the help of a loan from an ethical lender. Now she's planning to expand and is asking for a further 拢16,000 loan to convert a barn to expand her business. Will she get the loan to help her business blossom?

Mum Danta needs 拢550 to help pay for her children's school uniform. With three children she heads to the Bristol credit union and hopes the team can help her kit out her kids for the new academic year.

And a father of four tells how he set up his own record shop after the company he had worked for went bust. Feeling the pressure to provide for his family, he asked for a loan to help cash in on the vinyl revival.