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Lynsey Hanley tells the story of 35 year old electrician Steve whose one bedroom flat has plummeted in value.

Every home has a story to tell about the UK's housing crisis. When Steve first bought his one bedroom flat in Middlesbrough he saw it as a huge achievement. He had grown up in a council house and was delighted to be a home owner.

14 years on, the flat has declined in value by tens of thousands of pounds. Lynsey Hanley explores why.

House historian Melanie Backe-Hansen looks at the history of the land that Clough Close was built on, and Professor Paul Cheshire examines the reasons why Steve's flat has proved such a poor investment.

Producer: Laurence Grissell