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Teenagers are being bombarded on social media with promotions for financial products they might not understand and that are usually too risky or dangerous for them to invest in. The MP Robin Walker, who chairs the Commons Education Select Committee, wants to see financial education for 16-18 year olds strengthened. The Department for Education told us "Financial literacy within citizenship is compulsory for 11-16-year-olds in the national curriculum, so young people are taught about the importance of personal budgeting, savings, money management and calculating interest.鈥�

Figures indicate an increasing number of homeowners are making overpayments on their mortgages, to take the sting out of new interest rates. More than 拢21.3 billion was overpaid in the first ten months of this year - up more than 14% from the same period last year. But how much do you need to overpay, to make a difference?

The new project where people can get loans at zero interest to help with the cost of electricity, gas, and heating oil. We visit Ballyhackamore聽Credit Union in East Belfast to see how it works.

Presenter: Paul Lewis
Reporters: Dan Whitworth, Sandra Hardial and Eimear Devlin
Researcher: Jo Krasner
Editor: Jess Quayle

(First broadcast 12pm, Saturday 9th Dec 2023)