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Radio 1 Newsbeat journalist Adina Campbell meets Nick, a 16 year old with a clear goal encouraging him to save. Nick鈥檚 example shows how even a relatively small amount of money can add up over a year, and they investigate how banks can add to this through interest and compound interest. Financial experts Iona Bain and Martin Lewis explain what these terms mean, and how they all add up to help you make your money work harder for you.