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The insurance market in Africa is not big, but it's been described as a waking giant.

A growing, tech-savvy middle class is attracting the attentions of the big international insurance companies. And it's appearing in a number of ways as niche insurance, with products aimed at specific groups of people, activities or property.

The 麻豆官网首页入口's Vumani Mkhize has been taking a closer look for Africa Business Report.