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Nigeria has emerged from the worst recession for 25 years, at the heart of which was the fall in international oil prices. It dented most sectors of the economy, particularly the banks.

But some think the recession served as a much-needed wake-up call for Nigerian industry to think differently and more creatively. Jim Ovia, founder and chairman of Zenith Bank, tells the 麻豆官网首页入口's Lerato Mbele that the solution is "digital".