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Lenders have withdrawn a lot of the mortgages that first time buyers need - the 90% mortgages where you put down a 10% deposit. Before the lockdown, 90% mortgages were widely available, now only ten lenders are still offering them, and they're reluctant to offer them for flats. Winifred Robinson hears from one person struggling to buy their flat and ask why the offers are so different.

First broadcast on You & Yours, 23 September 2020.