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Premium bonds investors bought and held over a half a billion more bonds in this month's draw compared with last month's - the highest increase in more than a year. Our finance expert Iona Bain explains if they're a good investment, and how a high-interest savings account might be better off depending on your circumstances. Plus, if you're struggling to save money - she shares the government scheme that could help if you're on a low income.

To watch this with subtitles, search for Morning Live on 麻豆官网首页入口 iPlayer from 16/09/24.