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A unique insight into three people's attempts to escape the world of debt. With over a hundred thousand debt problems dealt with by the Citizens Advice Bureau in Wales in the past year, more and more people are falling over the financial cliff. The best option for former social worker Cath is to go bankrupt even though that could mean losing her home. But it's an escape route that will cost her over five hundred pounds, money she's struggling to find. Army wife Helen is battling with a mountain of debt that includes a couple of payday loans. She's trying to take the pressure off her husband, a former soldier who's struggling with post traumatic stress disorder, developed after several tours of Afghanistan and Iraq. Meanwhile, unemployed Ricky's world was turned upside down when his mother died. As well as debts from the funeral and burial plot, he also found that the cost of his car insurance rocketed when he went from being a carer to unemployed. He needs to get back to his former trade as a plasterer, but how will he find the money to get his car back on the road when his bank account is always in the red?