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Martin Lewis details why you should look into getting a 0% balance transfer card if you can't afford to pay off your debts each month or are paying interest on them.

A 0% balance transfer is when you register for a new card and use it to pay off the debts on the old card, all at 0% interest.

"Absolutely everyone who is paying interest on credit card debt should check whether they can get a balance transfer", Martin said.

Martin explains that if you can clear your debt within the time period of the card, "there's only a small cost to pay - that one off fee" or if you get a no fee card, "there's no cost at all to your debt".

Listen to the Martin Lewis podcast on 麻豆官网首页入口 Sounds.

This clip was originally from Nihal Arthanayake on 10 January 2024.