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Last year over 拢3bn of customers' cash was held in credit by energy suppliers and your direct debits could be adding to that. Finance expert Laura Pomfret runs through how to manage your monthly payments so you're not overpaying. She also explains why now is one of the only times when it's acceptable to be in energy payment debt and how to change a direct debit if you're paying too little or too much.

To watch this with subtitles, go to 麻豆官网首页入口 iPlayer and search for Morning Live from 14/01/25.